At MCPA Construction and Supply, we are committed to respecting and protecting the personal and sensitive information of our clients, property owners, prospective homeowners, and site visitors. This Privacy Policy governs all personal data collected through our headquarters in Plaridel, Bulacan, our jobsite field offices, our official website, client consultation portals, and digital communication channels.

Our data protection practices strictly adhere to the provisions of Republic Act No. 10173, otherwise known as the Data Privacy Act of 2012 (DPA), its Implementing Rules and Regulations (IRR), and all relevant circulars issued by the National Privacy Commission (NPC) of the Philippines.

To properly execute architectural design, civil engineering calculations, municipal building permit applications, and construction financing under our Build Now, Pay Later (BNPL) program, we collect the following classifications of information:

MCPA processes personal and property data strictly in connection with legitimate contractual, regulatory, and engineering requirements, including:

• Execution of Construction Agreements: Preparing, signing, and notarizing residential design-and-build contracts, supply agreements, and BNPL installment agreements under Republic Act 386.
• Municipal Building Permits & Regulatory Approvals: Submitting official architectural, civil, structural, electrical, sanitary, and mechanical documents to the Office of the Building Official (OBO) in municipal and city halls across Bulacan, Metro Manila, and Central Luzon.
• Pag-IBIG Fund (HDMF) & Bank Loan Processing: Facilitating construction loan applications, milestone inspection certifications, and release of takeout disbursements on behalf of the client.
• 15-Year Structural Warranty Administration (Art. 1723): Tracking build records, concrete batch test certificates, steel mill certificates, and warranty service requests over the 15-year statutory guarantee period under Philippine Civil Code.

Your personal information is handled with the highest level of confidentiality. Data is shared strictly on a need-to-know basis with the following verified entities:

Digital records are stored on secure cloud servers with 256-bit encryption, role-based administrative access, and multi-factor authentication. Physical paper blueprints, land titles, and signed contracts are secured in fire-resistant architectural archives at our Plaridel headquarters.

Retention Schedule: In compliance with Article 1723 of the Civil Code of the Philippines, which holds architects and engineers liable for structural defects within 15 years from construction completion, structural calculations and contract drawings are retained for a minimum of fifteen (15) years post-turnover. Other general consultation inquiries are archived or securely shredded after three (3) years of inactivity.

Under the Data Privacy Act of 2012, you possess the following statutory rights:

• Right to be Informed: To know whether personal data pertaining to you is being collected and processed.
• Right to Access: To request reasonable access to your personal information and architectural project records in our custody.
• Right to Rectification: To dispute inaccuracies or errors in your personal details and have them promptly corrected.
• Right to Erasure or Blocking: To suspend, withdraw, or order the removal of personal data upon reasonable grounds permitted by law.
• Right to File a Complaint: To file a complaint with the National Privacy Commission (NPC) if your privacy rights have been violated.